Are you keen on asset protection?

Does your mind forsee something like financial disaster or bankruptcy?

Well then before it is too late, you have to move your assets to switzerland. There can be a no better country, better than Switzerland perfectly safe for your money, packed with privacy. Swiss asset protection can be achieved by investing your money in switzerland, in the form of 'swiss' annuity, which is issued by top rated insurance companies. These annuities are the worlds rarest and privately kept investments for international customers. Neither you nor insurance companies will need to declare your private investment to authorities, which is why secrecy plays a pivotal role in switzerland. The very good news for americans is, swiss annuities qualify for US IRS Tax deferral. Therefore it is perfectly legal to move your money to switzerland.

Swiss annuity is a form of investment in switzerland, or similiar to your term deposits with a fixed interest rate. This usually involves in investing your money with one of premier rated insurance companies in switzerland, where the insurance company issues a policy contract, nothing but a swiss annuity. You enjoy excellent return of your money with interest rate plus dividends on maturity. You can chose your way of receiving your returns, say in one year or halfyearly or quarterly. Monthly option is only available to the residents of switzerland. Swiss annuities are exempt from the famous 35% withholding tax imposed in switzerland and are bound by strict bank secrecy laws. Your annuity is held as a private investment and NOT reported to any foreign authorities. Swiss annuities is not a bank account, but an investment. You can chose your own currency like USD, EUR or CHF. Should there be any decline in currency value, you can switch your portfolio to other currency for a small fee.

Investment Benefits

	Swiss safety for your money
	Privacy & secrecy for your investment
	No swiss taxes
	No limit for your investment
	No reporting requirements
	Creditor protection & Judgment proof
	Easy currency switch
	Instant liquid funds
	IRS tax deferral (US Investors)
	Choice of CHF/EUR/USD
	Currency switch

Asset Protection

A Swiss or Liechtenstein insurance policy will give you this extraordinary level of asset protection if it meets the following conditions:

• You have designated your spouse or descendants (i.e. children) as beneficiaries, or
• You designate anyone as an irrevocable beneficiary, and
• Designation of either beneficiary described in numbers 1 and 2 occurred more than six months prior to bankruptcy proceedings or the seizure of assets, and
• The designation of beneficiary was not made with the intent to damage creditors.

This applies even if a judgment or court order specifically orders the seizure of your policy. This all make Asset Protection Strategies an attractive and viable alternative to Anglo-Saxon trusts.

For US Citizens

There is no need for US citizens to report swiss annuities to IRS in the Form 1040, as annuities are considered to be an investment held with an insurance company and this is not a bank account, but insurance contract.. Normally, IRS requires you to file Form 720 for 1% excise tax (which is 1% of premium paid) if you buy a foreign held annuities. But the recent tax treaty with switzerland eliminates this tax. Further, a properly structured swiss variable annuities, meets the recent US IRS code of Tax deferral.

SWISS FIXED ANNUITY PLAN Excellent for safety oriented strategy. We ask for a Minimum Investment USD 25'000. We ask NO UPFRONT FEE More >>

SWISS VARIABLE ANNUITY PLAN Excellent for growth and safety oriented. Minimum Investment USD 50'000. We ask NO UPFRONT FEE More >>

SWISS SPECIAL ASSET CLASS PLAN Managed asset protection strategy. Minimum Investment USD 100'000. We ask NO UPFRONT FEE More >>

SWISS STAR PORTFOLIO PLAN STAR portfolio combines a bank account, a brokerage account, and an insurance policy under one asset protected umbrella. We ask NO UPFRONT FEE Minimum Investment USD 100'000. More >>

Swiss Franc (CHF)

Swiss Franc (CHF) currency is the worlds safest and strong currency backed by 100% gold reserves. The biggest disadvantages with USD, EUR are they fluctuate a lot. Should you have denominated your investment portfolio to these currencies, the capital will fall in value. It is always a good idea to denominate their portfolio in swiss franc. Of course, you have full freedom for the currency of your own adapting to the fluctation. You have to wait for the best time to convert your funds, when USD falls in value to CHF. Our investment advisor would instruct you best on this.

Here are our standard investment plans, tailored specifically to different needs.

Our service is free with best advise and assistance on fixed or variable annuities, appointment of beneficiaries and maintenance of contract with premier rated Swiss insurance companies. We charge NO UPFRONT FEE from our customers, as our commissions are paid by insurance companies in switzerland. We offer you the best advice and consultation for your investments in swtizerland. Your investment is held in First Class Swiss Insurance Company, private and secure.

Overview of Swiss Investments
	Fixed Annuity	Variable Self Directed Annuity	Variable Annuity
Annual Returns*	2.5% + Profit sharing dividends	Varies	Fixed income 6% Conservative 7% Balanced 15% Dynamic 19%
Asset Protection	Yes	Yes	Yes
US IRS Tax Deferral	No	No	Yes

*For the variable annuity portfolio, returns are based on historic performance over five years, in part measured by index performance, that is, returns are indicative and cannot be guaranteed. (c) JML AG 1999

For more information please refer our Frequently Asked Questions(FAQ's) section.